News, Important Notices, & General Information
HOA-FEMA National Flood Insurance
Community Outreach Program
You should have flood insurance even when your home is not within a flood zone. Any property can flood given any unfortunate circumstances. Remember that the homeowner’s or renter's insurance does not typically include insurance.
Hurricane season runs from June to November each year. FEMA encourages homeowners and renters to purchase flood insurance. After the devastating Hurricane Harvey in 2017, it was discovered that 80% of the damaged properties did not have flood insurance. Once hurricane season begins, there is generally a 30-day waiting period before any flood insurance policy goes into effect.
These links will provide valuable disaster information regarding where and how to get help, how to file a claim, and how to purchase renters/owners' flood insurance. Lastly, they will also inform homeowners how to prepare for an emergency.
- https://www.ready.gov/publications (Preparing for an Emergency)
The Federal Emergency Management Agency’s (FEMA) goal is focused on increasing the number of properties covered by flood insurance.
Community Driving Etiquette
Observe the speed limit of 20 MPH and slow down when driving. Terraces On Memorial’s streets are full of residents walking or jogging and children playing and biking.
PLEASE, drive with care and STOP at all STOP signs. We continue to have numerous reports of cars speeding and running stop signs. Do not enter via the exit gates as it is dangerous and could lead to tragic accidents. If you need entry codes or gate remotes, submit a completed Gates Access Form to Crest Management and call us if you wish to purchase a remote.
Please help us keep our streets safe by driving with caution and asking your friends and neighbors to do the same. The extra seconds that might be saved by running a stop sign or exceeding the speed limit endangers lives and futures.